About Us
Content Team
Payments Team
Andrew Parry
Andrew Parry is the owner of Merchant Savvy, which he founded in 2014. He has helped thousands of UK SMEs secure lower card processing rates and find the best payment processing solution for their specific business needs.
He works in partnership with the payment team and manages digital marketing.
Roger Milne
Roger established Independent Merchant Services in 2012 after going through the frustrating process of trying to compare costs and providers. He wanted to offer businesses a bespoke service where they were spared the hassle of dealing with multiple call centres, pushy sales agents all trying to sell their “deal”, confusing pricing models and additional charges hidden in the small print.
He leads the team dealing with all merchant service enquiries received through Merchant Savvy.
Harry Jones
Since securing a Bachelor of Science in Financial Economics and a Masters in Data Science and Business Analytics, Harry has been a finance writer since 2019.
He has worked with leading wealth management and fintech brands. More recently, he has built in-depth domain knowledge on modern payment systems and enjoys helping smaller businesses find better solutions.
Charlotte Bond
Charlotte joined Merchant Savvy as a data researcher and writer in 2025, where she now focuses on making financial topics more accessible and insightful for UK businesses and consumers.
Charlotte holds a bachelor’s degree in English Language and Literature and has worked as a researcher and content writer since 2020. She spent four years specialising in cybersecurity, analysing ransomware attacks and data breaches for global audiences.
What We Do
We help UK businesses secure the most competitive credit card processing rates.
Payment processing is complicated, but it doesn’t have to be. We take the hassle out of comparing payment providers and negotiating card processing fees.
Whether you’re taking payments face-to-face, over the phone or online you will receive recommended payment providers for your specific business and very competitive rates negotiated on your behalf.
No sales agents. No call centres. No referring your details. Just unbiased advice and competitive rates.
We have established relationships with all the major merchant acquirers and leading payment specialists. These relationships, together with the number of businesses we advise each month, means we can typically secure very competitive rates that you could not achieve going direct.
We help all types of businesses from those new to card payments to those transacting over £50M per year and looking to switch providers.
Enable UK businesses to compare competitive offers from the UK’s leading card payment providers from one source.
Give you expert advice on the best payment solution route to take and why.
Give you access to 80% of the UK’s leading acquiring banks to make an informed decision.
Support you throughout the agreement with the provider you choose.
How does Merchant Savvy make money?
If you sign up with one of the payment service providers we have secured quotes from on your behalf, we will receive a small commission from the payment service provider. Our service is free to all businesses that use us.
A very small proportion of our revenue also comes from referral links on the website. We get paid a small commission when a website visitor follows a referral link on Merchant Savvy and subsequently signs up for a service or buys a product on the companies own website. We have some referral links to finance companies, card readers (i.e. Square) and business bank accounts.
Editorial policy
Any reviews we publish are editorially independent and are in no way influenced by any commercial relationships we may have.