Payments 101
Takepayments Review
Takepayments Review & Fee Analysis Takepayments is a UK-based merchant services and payment solutions provider specialising in helping independent UK businesses accept card and electronic
Lloyds Bank Cardnet Review
Lloyds Cardnet Review & Fee Analysis Trusted by over 35,000 businesses and processing around 2.86 million transactions daily, Lloyds Bank Cardnet is a UK bank-backed
Paymentsense Review
Paymentsense Review & Fee Analysis Paymentsense is one of the UK’s largest independent sales organisations (ISOs), working in partnership with First Data/Fiserv to provide acquiring
Payments 101
Global Payments Review
Global Payments Review & Fee Analysis Global Payments Inc. is a Fortune 500 acquirer and payment processor headquartered in Atlanta, Georgia. In recent years, it
Payments 101
Elavon Review
Elavon Review & Fee Analysis Elavon is one of Europe’s largest payment processors, operating in over 30 countries. It is known for its reliable, secure,
Data
UK Business Statistics
UK Business Statistics 2025 Researched & written by Andrew Parry Updated October 2025 Jump to section: UK Small Business Demographics Growth Business Growth Business Turnover
Processing Fees
Blended Pricing vs IC+
Blended Pricing vs IC+ Blended Pricing vs Interchange Plus (IC+) Pricing Blended pricing and Interchange (IC+) pricing are two types of card processing fee structures
Payments 101
Card Not Present (CNP) Transactions
Card-not-present (CNP) Fees Card-not-present (CNP) transactions and fees Credit and debit card payments can be broadly split into two categories: card-present (CP) and card-not-present (CNP)
Processing Fees
How To Read Your Merchant Statement
Guide To Merchant Statements How To Read Your Merchant Statement Merchant statements provided by payment processors vary in style and transparency. We’ll help you understand
Payments 101
Barclaycard Merchant Services Review
Barclaycard Merchant Services Review & Fee Analysis Barclaycard Merchant Services combines the credibility of a major UK bank with broad acceptance, solid integration options, and
Payments 101
Worldpay Review
Worldpay Review & Fee Analysis Worldpay is one of the largest global merchant acquirers. It offers UK businesses multi-channel payment acceptance, Ingenico card machines, and
Payment Processors
Payment Processing Providers
Payment Processing Companies Compare The 20 Best Payment Processing Companies Compare payment processors and secure the lowest payment processing fees for your business Updated: 6th
Data
Fintech Statistics
We look at the latest published uk credit card data. Includes data on Card Ownership, Usage, Transactions, Borrowing, Fraud, Apps, Online, Mobile & Write-offs.
Data
UK Credit Card Statistics
We look at the latest published uk credit card data. Includes data on Card Ownership, Usage, Transactions, Borrowing, Fraud, Apps, Online, Mobile & Write-offs.
Card Machines
Best Card Machines For UK Businesses 2025
Compare the best card payment machines for small businesses in the UK. We look at the cheapest card machines and also those on a monthly contract.
Card Machines
SumUp Air Card Reader
Pros, cons, hardware, ease of use, fees and support of the SumUp Air Card Reader. See how it compares to Square and Zettle.
Payment Gateways
Payment Gateways
Payment Gateways For UK Businesses Compare the best payment gateways for your business Updated: 13th March 2025 Written by Andrew Parry Jump to: We list
Recurring Payments
Top 10 Direct Debit & Recurring Payment Options For Small Businesses
Compare the 10 best direct debit & recurring payments providers for UK businesses. Compare fees, features, pros and cons.
Processing Fees
Card Processing Fees
Credit Card Processing Fees Guide to credit card processing fees for small businesses Compare card processing fees and secure the lowest payment processing fees for
EPOS
Compare The Best EPOS Systems For UK SMEs in 2025
EPOS systems pros & cons, support, features, ease of use, hardware + monthly fees of Square, Zettle, Lightspeed, Vend, TouchBistro and PointOne.
Data
Business Finance Statistics
Business Finance Statistics 2025 Researched & written by Andrew Parry Jump to section: Key business finance statistics Most popular types of business finance % of
Processing Fees
Payment Methods
Payment Methods Contents Offering the payment methods preferred by your customer base can boost top-line revenue and increase customer satisfaction. About one in seven consumers
How to Accept Online Payments
Accepting Online Payments How to Accept Online Payments It is easier than ever for businesses in the UK to accept payments online but deciding on
Payment Orchestration
Payment Orchestration What Is Payment Orchestration and Should Your Business Consider Using It? Payment orchestration involves integrating multiple payment service providers (PSPs) into a single
How to Reduce Card Processing Fees
Reduce Card Processing Fees How small businesses can reduce their card processing fees Payment processing fees are a major cost centre for many businesses and
Data
Global Payment Statistics & Charts (2025)
Global Digital Payments Market Statistics 2025 Jump to section: Global Payments Revenue Payments Revenue by Type & Region (USD) Payment Type Share by Region (%)
Payment Gateways
International Payment Gateways
International Payment Gateways Compare the best international payment gateways Updated: 15th April 2024 Written by Andrew Parry Contents We cover popular payment gateways that are
Guides
Virtual Terminals
Compare virtual terminal prices, software and user reviews. See which best to take phone payments for your specific business.
Data
Payment Fraud Statistics, Trends & Forecasts 2024
Payment Fraud Statistics, Trends & Forecasts 2025 Update history Feb 2024 – Updated all data sets with 2023 and Q1 2024 data. Added new forecasts.
Payment Gateways
Stripe vs Adyen
Stripe vs Adyen Is Stripe or Adyen the better option? Stripe and Adyen are prominent players when it comes to accepting payments, but both cater to different
Payment Gateways
Stripe vs Paypal
Stripe vs PayPal Is Stripe a better option than Paypal? Is Stripe the best option for your small business or are the fees too high
Payment Gateways
Stripe Review
Stripe Review Compare the fees, features and alternatives of Stripe Is Stripe the best option for your small business or are the fees too high
How To Switch Payment Providers Without Hassle
Switching Payment Providers Switch Payment Providers Without the Hassle In this article, we’ll guide you through the main steps of switching payment providers, highlight key
Card Machines
Contactless Card Readers for Android & iPhone
Contactless Card Readers for Android & iPhone Small businesses with low card payment turnover have the option to use a contactless card reader with a
What Are Chargebacks & How Can I Reduce Them?
Contents What Are Chargebacks & How Can I Reduce Them? A chargeback occurs when an issuing bank forcibly reverses a transaction, usually at the request
Merchant Category Codes (MCCs)
Contents What Are Merchant Category Codes (MCCs) & Why Do They Matter? Merchant Category Codes (MCCs) play a key role in payment processing. Having a
Card Machines
Compare Card Machine Costs (One-Off & Monthly)
Card Machine Costs Compare card machine costs (one-off, transactional and monthly) Written by Andrew Parry Home Card machine charges have come down in recent years,
Data
Mobile eCommerce Stats & Trends
Global Mobile eCommerce Statistics, Trends & Forecasts Jump to section on: Global Ecommerce Mobile Ecommerce Proximity Payments Market Share Of Payment Methods Device Market Share
PSD2 Authentication
PSD2 Authentication Small Business Guide To PSD2 If your business takes card payments from customers, you must ensure your procedures comply with Payment Card Industry
What are payment reversals and how to avoid them?
Payment Reversals What are payment reversals and how can you avoid them? A payment reversal occurs when the funds from a transaction are returned to
Debt Collector Merchant Accounts
Home High Risk Merchant Accounts For Debt Collection Companies Securing a merchant account for debt collection companies is difficult, given the high-risk status of businesses
Payments 101
What Are Payment Facilitators (Payfacs) & Their Pros & Cons?
Payment facilitators (Payfacs) What are payment facilitators are should your business use one? Payment orchestration involves integrating multiple payment service providers (PSPs) into a single
PCI DSS: 4 Compliance Levels & 12 Requirements
PCI DSS 4 Compliance Levels & 12 Requirements If your business takes card payments from customers, you must ensure your procedures comply with Payment Card
Payments 101
What is an ISO payment processor and should I use one?
ISO Payment Processors What is an ISO payment processor and should I use one? There are over 60 Independent Sales Organisations (ISOs) in operation in
Knowledge Hub
Knowledge Hub Payments 101 List of payment processors Compare merchant service providers, merchant accounts, acquirers, payment gateways, payment processors and payment facilitators for UK SMEs.
Mobile Card Machines
Mobile card readers for small businesses We can find you the right mobile card machine for your business with low card processing rates. We’ll work
What Are Scheme Fees & How Are They Calculated?
Scheme Fees What Are Scheme Fees & How Are They Calculated? In this scheme fees guide we’ll cover what scheme fees are, who charges them
What Is A Merchant Cash Advance & Should You Get One?
What Is A Merchant Cash Advance & Should You Get One? We define what a merchant cash advance is, the benefits and drawbacks, how to
What is Interchange Plus (IC+ Pricing)?
Interchange Plus (IC+) What is Interchange Plus (IC+) Pricing? Interchange Plus (IC+) is a pricing model typically only offered to merchants with a high annual
Processing Fees
What Are UK Interchange Fees & How Are They Calculated?
Interchange Fees What Are Interchange Fees & How Are They Calculated? Interchange fees, also known as interchange reimbursement fees or interchange rates, are transaction charges
EPOS
Retail POS: 5 Best Point of Sale Systems For Small Businesses
We compared 5 best retail POS systems on the market to help you find the one to manage your payments efficiently and keep your customers satisfied.
Data
50+ Global Mobile Payment Stats & Trends
Amazing Stats Demonstrating The Unstoppable Rise of Mobile Payments Globally Updated January 2022 Mobile proximity payments are the future as we move towards a cashless
Online
15 Online Payment Systems For UK Businesses in 2024
Online Payment Systems 15 Best Online Payment Systems For Small Businesses Compare payment processors and secure the lowest payment processing fees for your business Updated:
Card Machines
Square Reader vs. Zettle Card Reader 2 vs. SumUp Air
Square Reader, Zettle Card Reader 2 and SumUp Air. See which is best for UK small businesses. Compare Price, Specs, Integrations, Features & Transaction Fees.
Payments 101
What Are Merchant Services?
Home What are merchant services? Merchant services, also referred to as card processing services, are facilities that handle electronic card transactions, enabling the transfer of
Payments 101
What Is a Payment Service Provider (PSP)?
Payment Service Provider (PSP) What Is A Payment Service Provider (PSP)? Guide to payment service providers for UK small businesses Home Payment service providers (PSPs)
Card Machines
Zettle Card Reader 2 vs SumUp Air
Compare Zettle Card Reader 2 (previously iZettle) and SumUp Air. Compare the features, price and functionality.
Card Machines
Square Reader vs Zettle Card Reader 2
We review and compare the functionality, support, compatibility and prices of Square and Zettle Readers to see which is best for small businesses.
Card Machines
Square Card Reader Review
Review of Square Card Reader and POS software. Compare the features, prices and functionality between Square, SumUp and Zettle Reader 2.
Card Machines
Zettle Card Reader 2 Review
Review of Zettle Card Reader 2 (previously iZettle). Compare the features, price and functionality vs Square & SumUp. Get our verdict.
Payments 101
What Is a Merchant ID Number?
Find out what a merchant number or merchant identification number (MID) is, whether your business needs it and how to get one.
Payments 101
Payment Gateway vs Payment Processor: What Is The Difference?
Payment Gateway vs Payment Processor: What Is The Difference? The terminology in the payment’s industry can be confusing. Many terms are used interchangeably and most
UK Guide To Online Gambling Payment Processing
Home Guide to Online Gambling Payment Gateways and Payment Processing iGaming businesses are often considered high risk by merchant account providers. This means it can
Guide To Forex High-Risk Merchant Accounts
High Risk Merchant Accounts For Forex Businesses How Forex businesses can get approved for high-risk merchant accounts The foreign exchange trading industry is considered high-risk
Payments 101
How To Take Card Payments Over The Phone
Read our step-by-step guide on how to take card payments over the phone, including safety and compliance measures & the benefits of remote payments.
Travel Agency Payment Processing
High Risk Merchant Accounts For The Travel Sector Find the Right Merchant Account For Your Travel Business Airlines and travel-related businesses are often considered high
Do I Need A Payment Gateway & What Type?
Compare payment gateways and merchant service providers We’ll get you preferential rates & lower your card processing costs Access 90% of the UK’s leading acquiring
Payments 101
What Is A Merchant Acquirer?
Merchant Acquirers Guide To Merchant Acquirers Whilst there are over 100 merchant card acquirers and over 50 payment facilitators providing services to UK businesses, 97%
Online
How to Accept Payments Online
How to accept online payments Guide to Accepting Payments Online For Small Businesses In this article, we’ll cover the main methods to accepting online payments
Payments 101
Cheapest Card Processing Services
Cheapestest Merchant Services Cheapest Merchant Services For Small Businesses Finding a cheap merchant service provider is not as simple as comparing card processing fees in
Payments 101
Trust Payments
Trust Payments Review & Fee Analysis Trust Payments is a global payments platform, with operations focused in the UK, the European Union (EU) and the
Payments 101
Evo Payments
Evo Payments Review EVO Payments was initially founded in 1989 as Merchant Services Inc. so this is no spring chicken in the payments services industry.
EPOS
Lightspeed Restaurant Review
★★★★★ 4.5/5 Visit Site Contents Dedicated restaurant POS Excellent UI & usability Extensive reporting Fully customisable Offline functionality Excellent customer service Offline mode requires additional
EPOS
Nobly POS Review
Review of Nobly Restaurant EPOS system. Compare features, prices and user reviews against other restaurant and cafe POS software.
EPOS
Lightspeed Retail Review
Find the best EPOS system for your business by comparing leading suppliers Compare the best POS systems for retail and hospitality businesses. Find the best
EPOS
Best EPOS Systems & Tills For Restaurants
Best EPOS Systems For Restaurants & Bars Compare the best POS systems for hospitality businesses Home EPOS software has greatly improved howhospitality businesses and run
News
What Happened to AlertPay.com and Payza.com?
We look at the history and current status of two popular payment processors that secretly processed $250 million of illegal payments.
EPOS
Vend POS Review
Check out our comprehensive review of Vend POS. It is an affordable and highly effective cloud-based POS software and retail management platform designed for retailers of all sizes.
Payments 101
NetPay
NetPay Review: Payment Services For Businesses Of Every Size Things we like: Extensive payment services Competitive pricing Fairly transparent pricing Flexible rental options Things we
Retail Merchant Services Review
Retail Merchant Services Review Retail Merchant Services (RMS) is a payment service provider for small businesses. Founded in 2007, the Milton Keynes based firm doesn’t
EPOS
Epos Now Review
In depth review of Epos Now for UK business’s. We look at the features, fees, hardware, ease of use and support. Compare with other POS providers.
Payments 101
What Is A Merchant Account?
Home What Is A Merchant Account? A merchant account is a type of business bank account that enables a business to accept and process electronic
Payments 101
High-Risk Merchant Accounts
High Risk Merchant Accounts Compare high risk merchant account providers and secure the lowest card processing fees If your merchant category code (MCC) is deemed
Handepay Review
Handepay Review Handepay is a UK based independent merchant account provider that is an authorised ISO of Evo Payments International and also has a partnership with
Braintree Review
Braintree Merchant Services Review Braintree is the online and mobile payment provider trusted by the likes of Airbnb, Uber, GitHub and countless other startup giants. That
HSBC Merchant Services Review
HSBC Merchant Services Review HSBC offers its merchant services and payment gateway through third-party supplier Global Payment Inc. And just to make things that extra